How we collect, use, and protect your information
This Privacy Policy describes how amortization.us.com ("we," "us," or "our") collects, uses, and shares information when you visit and use our website at https://amortization.us.com (the "Site"). We are committed to protecting your privacy and being transparent about our data practices.
By using the Site, you agree to the collection and use of information in accordance with this policy. Please read it carefully.
Our amortization calculator operates entirely within your browser. The loan figures you enter — such as loan amount, interest rate, and term — are processed locally on your device and are not transmitted to our servers or stored by us. We do not collect, save, or have access to any financial data you input into the calculator.
When you visit the Site, certain information is collected automatically, including:
This data is collected through server logs and analytics tools and is used solely to understand how the Site is used and to improve its performance and content.
We use cookies and similar tracking technologies to operate the Site and serve advertising. Cookies are small text files stored on your device. We use the following types:
You can control or disable cookies through your browser settings, though doing so may affect the Site's functionality.
We use or may use Google AdSense to display advertisements on this Site. Google AdSense uses cookies and similar technologies to serve ads based on your prior visits to this website and other sites on the internet. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our Site and/or other sites on the internet.
You may opt out of personalized advertising by visiting Google's Ads Settings or by visiting aboutads.info. You can also opt out of a third-party vendor's use of cookies for personalized advertising by visiting networkadvertising.org/choices.
Google, as a third-party vendor, uses cookies to serve ads on our Site. Google's use of the DART cookie enables it to serve ads to our users based on their visit to our Site and other sites on the Internet. Visitors may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at policies.google.com/technologies/ads.
Third-party ad servers or ad networks may use technologies like cookies, JavaScript, or web beacons that are used in their respective advertisements and links that appear on this Site. These are sent directly to your browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of advertising campaigns and/or to personalize advertising content. We have no access to or control over these cookies used by third-party advertisers.
We use Google Analytics to analyze Site usage. Google Analytics collects data such as how often users visit the Site, what pages they visit, and what other sites they used before coming to our Site. We use this information solely to improve the Site. Google Analytics collects only the IP address assigned to you on the date you visit the Site, not your name or other identifying information.
You can prevent Google Analytics from recognizing you on return visits by disabling cookies in your browser, or by installing the Google Analytics opt-out browser add-on.
We use the information we collect to:
We do not sell your personal information to third parties. We do not use your financial calculator inputs for any purpose — they never leave your device.
We do not sell, trade, or rent your personal information to third parties. We may share limited, non-identifying information in the following circumstances:
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and how it is used, the right to request deletion of your personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To exercise your rights, please contact us at hello@amortization.us.com.
The Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us and we will delete such information promptly.
We take reasonable technical and organizational measures to protect the information we hold from unauthorized access, use, or disclosure. However, no internet transmission or electronic storage is completely secure. We cannot guarantee the absolute security of any information transmitted to or stored on the Site.
The Site may contain links to third-party websites. We have no control over the content or privacy practices of those sites and encourage you to review their privacy policies independently. This Privacy Policy applies only to amortization.us.com.
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically. Continued use of the Site after changes are posted constitutes your acceptance of the revised policy.
If you have any questions or concerns about this Privacy Policy or our data practices, please reach out:
📧 Email us at:
hello [at] amortization.us.com